Protect your home…
Buildings insurance is essential to protect your home from unforeseen circumstances such as fire, flood and the wrath of the elements. It covers the bricks and mortar of your home along with any fixtures and fittings within the property.
Contents insurance, on the other hand, protects the possessions within your home. While buildings insurance isn’t compulsory, if you have a mortgage it is likely to be one of the conditions imposed by your lender. As soon as you buy a house and exchange contracts, you become legally bound and responsible for the property.
Imagine life without a television, washing machine or laptop computer, which is why it makes sense to insure the contents of your home. Contents insurance – unlike buildings insurance – isn’t compulsory, but most of us would struggle to replace our precious possessions if they were stolen or damaged by fire or a flood.